Group Insurance 

CIGNA HealthCare

Summary of Benefits
Summary of Insurance Premiums

Dental Plan

Some Health and Dental Coverage Highlights

        Family Members/Domestic Partner
        Coverage for Survivors
        Continuing Coverage When Eligibility is Lost (COBRA)
        Retiree Coverage
        Coverage for Family Planning Services and Adoption
        Referral Requirement
        Smoking Cessation Program

Medical/Dental Pre-Tax Payment Plan

Medical Expense Reimbursement Account (MERA)

        Tax Advantage and Effect on Other Benefits
        Eligible Medical and Dental Expenses
        Establishing or Changing a MERA
        Deciding How Much to Contribute to a Reimbursement Account
        Example of How a MERA Works
        Unused Account Amounts
        Applying for Reimbursement

Disability Insurance

Short Term Disability
Long Term Disability

Group Term Life Insurance Plans

Basic Life Insurance
Optional Employee Life Insurance
Optional Spouse/Domestic Partner Life Insurance
Optional Dependent Children’s Life Insurance
Life Insurance Payments and Beneficiary Designation
Termination of Coverage and Retiree Death Benefit