CIGNA Open Access Plus
CIGNA Open Access Plus plans offer choice and convenience - access to a broad national provider network, while allowing members to make their own health care choices. Members have the choice to use providers participating in the Open Access Plus network or the option to use providers out of network. When care is received from a doctor or facility that is not in the CIGNA HealthCare network, out-of-pocket costs will be higher. The member must pay the entire cost of any care received until the annual deductible is met. Once the deductible is paid, your coverage begins and the member pays a percentage of the cost (coinsurance) of subsequent care.
Summary Plan Description (SPD)
2016 SBC - OAP
Benefit summaries are provided for the convenience of Wesleyan employees. Employees are directed to read the relevant benefit plan documents. In the event of a conflict between the terms of any summary and the terms of actual plan document, the terms of plan documents will control. Except where prohibited by collective bargaining or other agreement, Wesleyan reserves the right to alter, modify or suspend any benefit at any time. While Wesleyan selects its benefit providers after thoughtful review, it disclaims responsibility for the ultimate performance of such providers.