Health Premiums

Wesleyan University 2021 Monthly Insurance Premiums

Plan and Tier 

        Employee Contribution

     Wesleyan Contribution

     Total Premium

Open Access Plus High Deductible Health Plan (HSA) 

Single 

       $182.52

      $691.36

      $873.88

Employee Plus Child(ren)

       $347.41

   $1,312.97

   $1,660.38

Employee Plus Spouse/Domestic Partner

       $440.64

   $1,656.68

   $2,097.32

Family, Including Spouse/Domestic Partner

       $548.32

   $2,073.33

   $2,621.65

Open Access Plus – In Network Only (HMO) 

Single 

       $244.36

      $670.11

   $914.47

Employee Plus Child(ren)

       $465.40

   $1,272.10

   $1,737.50

Employee Plus Spouse/Domestic Partner

       $589.95

   $1,604.79

   $2,194.74

Family, Including Spouse/Domestic Partner

       $734.10

   $2,009.32

   $2,743.42

Open Access Plus (POS) 

Single 

       $288.79

      $643.66

   $932.45

Employee Plus Child(ren)

       $549.52

   $1,222.13

   $1,771.65

Employee Plus Spouse/Domestic Partner

       $696.40

   $1,541.47

   $2,237.87

Family, Including Spouse/Domestic Partner

       $866.61

   $1,930.73

   $2,797.34

Delta Dental - Core Plan

Single 

         $14.73

       $28.58

        $43.31

Employee Plus Child(ren)

         $27.98

       $54.31

        $82.29

Employee Plus Spouse/Domestic Partner

         $35.34

       $68.60

      $103.94

Family, Including Spouse/Domestic Partner

         $44.21

       $85.82

      $130.03

Delta Dental - Buy-Up Plan

Single

        $20.33         $30.49         $50.82

Employee Plus Child(ren)

        $38.62         $57.93         $96.55

Employee Plus Spouse/Domestic Partner

        $48.78         $73.18        $121.96

Family, Including Spouse/Domestic Partner

        $61.03         $91.55        $152.58

Voluntary Vision Plan - EyeMed 

Single 

           $4.71

              $0 

          $4.71

Employee Plus Child(ren)

           $9.42

              $0

          $9.42

Employee Plus Spouse/Domestic Partner

           $8.95

              $0 

          $8.95

Family, Including Spouse/Domestic Partner

         $13.85

              $0 

        $13.85

Employees can elect to enroll in the dental or vision plans without enrolling in a medical plan.

2021 Premium Subsidy

Eligibility: Employees whose annualized full-time base salary is less than or equal to $63,491.

Tier

Monthly Premium Subsidy

Employee

        $67.88

Employee Plus Child(ren)

       $146.11

Employee Plus Spouse/Domestic Partner

       $146.11

Family, Including Spouse/Domestic Partner

       $180.09

Subsidy credits are applied to the employee paycheck based on pay frequency.

Medical/Dental/Vision Pre-Tax Premium Payment Plan 

A participant in a medical, dental or vision plan is deemed to have elected to have his or her salary reduced by an amount equal to the participant’s share of plan costs and to have Wesleyan pay that share on a pre-tax basis. Medical or dental plan coverage cannot be changed other than during open enrollment, unless employment terminates or there is a change in family status such as marriage, divorce, death of your spouse/qualified domestic partner or child, birth or adoption of a child, termination or commencement of employment of a spouse, significant change in medical or dental insurance coverage attributable to a spouse’s employment, etc.

The pre-tax premium payment plan does not apply to medical, dental and vision plan contributions for a qualified domestic partner or the partner’s dependents unless he or she qualifies as the employee’s dependent for federal income tax purposes. The value of Wesleyan's employer contribution for domestic partner coverage must also be taxed as per IRS regulations.

For further information, please email benefits@wesleyan.eduor call Human Resources at 860-685-2100.