2024 OPEN ENROLLMENT
Open Enrollment for 2024 benefits begins on November 1, 2023.
The 2024 Benefits Enrollment Guide provides an overview of the University’s benefit options, premiums and highlights changes for the 2024 plan year. A complete overview of University benefits for all eligible employees including plan documents is also available online here. 2024 Paycheck Contributions are available here.
Please review the: 2024 Benefit Enrollment Guide for detailed information regarding plan changes and enhancements. To see your current benefits or to make a change go to WesPortal and click on the link in the header.
Virtual Open Enrollment Benefits Presentation: Wednesday, October 25, 2023 Open Enrollment Benefits Presentation Recording. (coming soon)
High Deductible Plan & Health Saving Accounts Information Session
Wednesday, November 1, 2023, 2:00 pm - https://wesleyan.zoom.us/j/94641667431, Meeting ID 946 4166 7431
Denise White-Patterson will explain the advantages of participating in a High-Deductible Health Plan, which allows you to contribute to a Health Savings Account (HSA). An HSA is a unique tax-advantaged account that can be used to pay for current or future healthcare expenses. When combined with a high-deductible health plan, it offers savings and tax advantages that a traditional health plan can't duplicate. Denise will also reveiw improvements to the HSA contributions for 2024.
Open Enrollment Period
OPENS: 8:30 am, Wednesday, November 1, 2023
CLOSES: Midnight, Wednesday, November 15, 2023
Virtual Open Enrollment Benefits Fair
Wednesday, November 1, 2023 - 10:00 am - 3:30 pm
- Information on 2024 benefits
- Presentations and Q&A sessions with Cigna, Delta Dental, EyeMed, Unum, and GDI
- High Deductible Health Plan (with HSA) Presentation
EyeMed Vision Care
November 1, 2023 Presentation
UNUM
November 1, 2023 Presentation
CIGNA
November 1, 2023 Presentation
Delta Dental of New Jersey
November 1, 2023 Presentation
High Deductible Plan & Health Saving Accounts Information Session
November 1, 2023 Presentation
Learn about the advantage of participating in a High-Deductible Health Plan, which allows you to contribute to a Health Savings Accounts (HSA). An HSA is a unique tax-advantaged account that can be used to pay for current or future healthcare expenses. When combined with a high-deductible health plan, it offers savings and tax advantages not available in a traditional health plan.
Group Dynamics, Inc. (GDI)
November 1, 2023 Presentation
HR Benefits Staff Virtual Drop In Hours:
Pre-registration is required by accessing the following: Registration
Registrants will receive a Microsoft Teams meeting link in their confirmation e-mail for the 20-minute session and will receive a reminder e-mail the day before their scheduled time.
Monday, November 6, 2023 - 9:00 am - 5:00 pm
Thursday, November 9, 2023 – 9:00 am - 5:00 pm
Wednesday, November 15, 2023 - 9:00 am - 5:00 pm
Resources
Cigna Medical
Cigna Easy Choice Tool: For help deciding which plan might be best for you, log-in at CignaEasyChoice.com and use access code ODES7H3D (ACA-eligible only, use code Z7FQPFXH).
- OAPIN Benefit Summary
- OAP Benefit Summary
- HSA Benefit Summary
- Cigna Benefit Guide
- Prescriptions and Cigna ID Card
- Clinical Programs with Cigna
Delta Dental
- Core Plan Summary of Coverage
- Buy-Up Plan Summary of Coverage
- Carry-Over Maximum Benefit
- Special Health Needs Benefit
Vision
2024 BENEFIT CHANGES
- Medical premiums are increasing by 3%, and dental premiums are increasing by 4%.
- Vision and life insurance premiums are not increasing.
- Starting 1/1/2024, Covid tests will be covered as diagnostic (subject to annual deductible and co-insurance, if applicable).
- The High-Deductible Health Plan (HDHP) deductible will increase to $1,600 for employee-only coverage and $3,200 for family (covering employee plus one or more dependents), per IRS requirements for an HSA-compatible health plan.
- The Cigna vision plan network is changing from VSP to EyeMed. Please review the materials and determine the network status of your current providers. (add link flyer)
- Beginning 1/1/24, there will be a Special Health Care Needs benefit through Delta Dental, which allows for enhanced benefits for members (adult and children) with special health care needs such as sensory sensitivities, behavioral challenges, severe anxiety, or other barriers at no cost to you.
- Questions can be emailed to benefits@wesleyan.edu
Reminder
25% of unused dental balances for you and your dependents will automatically roll over to 2024 as long as you used less than 50% of your benefit maximum and received preventive treatment in 2023 and were covered for the entire calendar year.
To enroll in or change benefits, please access the 2024 Open Enrollment link in WesPortal.
If you do not make an active benefit plan change, your existing plan choices will roll over into the 2024 plan year, except for Medical Expenses Reimbursement Account (MERA), Dependent Care Spending Account and Health Savings Accounts (HSA). These do not roll over and must be reselected each plan year.